Wouldn’t life be so much more simple if many of the decisions we are faced with were simply made for us? It can be difficult to make a decision when you’re not really sure on what you’re talking about. Luckily, when it comes to vehicle decisions we’ve got you covered because in this article will be many common vehicles decisions you will have to make in your life made easier through explanation. Hopefully after reading this article you’ll be able to better make your decisions.
New or Used?
A huge question for anyone looking to buy a car. Should you buy a new or a used car? There are pros and cons of both, and here they are in a handy list form to help you weigh up your decision.
- Less likely for things to go wrong with the car
- You will look fantastic driving around in a swanky new car
- If you’re going down the route of finance, there’s one fixed monthly payment which includes insurance and tax of the vehicle.
- Repairs may be cheaper as the parts are more easily obtainable
- With a finance car you can upgrade your car as soon as the contract has ended; meaning yet another up to date vehicle to drive around in.
- Can work out to be expensive if you’re buying outright
- Finance isn’t available to everyone, if you have bad credit you’re likely to be refused
- Contrary to the point above, repairs could work out to be expensive if your car is expensive.
- You’re bound to a contract if you choose to go finance.
- You could land yourself a cheap and cheerful run around for a fraction of the cost of a new car.
- They are often cheaper to insure
- Repairs could work out cheaper if the parts are still easily obtainable for mechanics
- You’re not going to worry too much about scratches or dents that might occur if it’s already got some.
- You immediately own the car outright
- Tax will likely be higher due to large amounts of emissions
- Repairs might cost more than expected if you’ve got a car that’s difficult to obtain parts for
- While insurance is generally cheaper, it might depend on the safety features of the car. If it’s not got many you might end up paying more
- You might end up paying lots of money for repairs as a used car is more likely to go wrong, especially if you purchased it privately
Should you opt for an electric car? There are many benefits of owning an electric car, and the main one of course is that it’s much more environmentally friendly than the usual gas guzzling car. Not only that, to charge your car overnight it will cost a few pounds and you can do it from the comfort of your own home.
Electric powered cars are often fitted with a vast array of technology too, so if you’re someone who enjoys fancy gadgets then this might just be the route for you!
However, there are downsides to owning an electric car. Speed is often limited due to power consumption, unless you’re able to afford a top of the range car. Not only that, there are still limited places around the country to charge your car if it’s running low on a journey, which could leave you stuck. Maybe when garages have more electrical charging points for cars it would be worth it?
Should I claim?
One thing that many drivers struggle with when it comes to their insurance is whether they should claim on an accident that has occurred. This is because you could risk losing your no claims bonus and not receiving the kind of money you’d hoped for, and also some drivers wonder whether the hassle is worth it, especially if they have a used car.
When it comes down to the crunch, if the accident wasn’t your fault then you should always claim on it to recover losses of income for repairs, medical bills and missing out on work. If you were injured in a truck accident and it wasn’t your fault, you wouldn’t hesitate to make a claim, so why should it be any different for your car?
What kind of Car?
Another dilemma that many drivers face is what kind of car they should buy? It’s likely that growing up or simply seeing cars in the media will have given you an idea of what kind of car you’d like, but when it comes to having the freedom to choose it becomes a struggle. Here are a few things to consider when choosing what kind of car you want to buy:
- All of the points above, whether you’re going for a new or used, electric or fuel, and insurance costs. Choose the option that makes sense for your budget.
- What are you going to be using the car for? If all you need is something to get you to work and back then buying a large SUV wouldn’t make sense because you wouldn’t be using it to it’s full capacity.
- How far do you have to drive? Some cars are made simply for comfort and if you’re travelling large distances and frequently, then going for a car that will be more comfortable would be the wisest choice.
Pro tip: write down all of your needs for a car and what you’d use it for. If you’re choosing to go finance then you could take this list with you to give to your salesman, who would then be able to recommend a car that would suit your needs. Don’t forget to add in any preference in brand of car to make the decisions easier.
Use these tips when it comes to making your vehicle decisions and you will soon find that you’re not struggling to come to a decision. Remember to go what’s best for you and your needs and ultimately, enjoy your car!